Below is information about how to apply for a Direct Student Loan. Students are encouraged to stop by the Student Success Education Center located in the Bess Student Center for help with completing FAFSA and Direct Loan paperwork.
  1. Complete and submit the FAFSA online at www.fafsa.ed.gov. Your FAFSA must be completely processed before applying for a loan.
  2. You MUST be enrolled in and/or registered at least 6 hours each semester to be eligible for a loan. Veterans are required to certify their enrollment at Three Rivers for a specified semester to the U. S. Department of Veterans Affairs by filing the VA Registration Form.
  3. All borrowers must complete the Student Loan Data Sheet.
  4. First-time borrowers and transfer students must complete Entrance Loan Counseling, as well as an Electronic Master Promissory Note (E-MPN), at studentloans.gov.
  5. First time borrowers and transfer students at Three Rivers must return the Entrance Loan Counseling Certificate, Student Loan Data Sheet, and copy of your signed MPN to the Financial Aid Office.
Three Rivers does not offer alternative loans such as Perkins or private student loans due to the college's low cost of attendance. Students are cautioned to remember that student loans must be repaid and they should therefore borrow wisely.

For more information on smart borrowing, contact 573-840-9511 to speak with a Financial Aid loan specialist.